According to the needs and changing willingness of our respected customers we have introduced the new life insurnace plan "Surya Surakshit(Simit Bhuktani Sawadhik) Jeevan Beema" Limited Payment Endowment Plan.


Feel free from the recurring payment of life insurance premium.

If the policy holder is alive up to date of maturity or death before maturity date sum assured plus vested bonus will be paid.

  • Minimum Age at Entry : 16 Years (Nearest Birthday)
  • Maxmium Age at Entry : 60 Years (Nearest Birthday)
  • Terms of Plans : 10 Years,15 Years and 20 Years
  • Maximum Age at Maturity : 70 Years (Nearest Birthday)
  • Minimum Sum Assured : NRs.100000/-
  • Sum Assured to be in the multiples of : NRs.10,000/-
  • Maximum Sum Assured : On the basis of income
  • Mode of Payment of Premium : Single/Yearly/Half yearly/Quarterly
  • Riders with Additional Premium : ADB+PTD+PWB

Critical Illness Benefit (18 Diseases)  :  This rider is available after paying additional premium.

18 Diseases :-

1. Cancer of Specified Severity.   

2. Kidney failure requiring Regular dialysis. 

3. Multiple Sclerosis with persisting symptoms.

4. Major organ/Bone Marrow transplants(as recipient).

5. Open Heart Replacement or Repair of Heart valves.

6. Open chest CABG ( Coronary Artery by-pass graft ).

7. Permanent paralysis of Limbs.

8. Myocardial infarction ( First Heart Attack of specific Severity).

9. Stroke Resulting in Permanent Symptoms.

10. Benign Brain Tumor.

11. Alzheimer's Disease.

12. Coma of specified severity.

13. End Stage Liver failure.

14. Parkinson's disease.

15. Aorta Graft surgery.

16. Third degree burns.

17. Deafness.

18. Loss of speech.

The conditions are as follows:

  • Maximum sum assured for this riders is NRs. 50,00,000/- or basic sum assured which ever is lower.
  • Maximum age of life assured, under this rider, up to which benefits of rider are available is age 60 (last birthday).


First Policy Issue Date :  08.05.2014