• This policy offers temporary risk cover for 1 to 6 years at a very low cost.
• This policy will not acquire any paid up value or surrender value.
• This policy will not be eligible for loan.
• This policy will not have any maturity value.
• This policy will not participate in any profits (bonuses).T
• This policy provides for payment of full sum assured of Rs 1000000 + body repatriation expenses up to Rs 100000 + loss of income upto Rs. 200000 + Rs. 100000 as funeral expenses in case of unfortunate death of the life assured during the term of the policy
• This policy will pay up to 10% of sum assured for medical expenses in case of accident. 
• Loss of both hands or both feet or loss of sight of both eyes: 100% of sum assured.
• One hand and one foot: 100% of sum assured
• Either hand or one foot and sight of one eye: 100% of sum assured
• Loss of hearing of both ears: 50% of sum assured.
• Loss of either hand or foot: 50% of sum assured
• Loss of sight of one eye: 50% of sum assured

Silent Features

• Minimum Age at Entry : 18 Years
• Maxmium Age at Entry : 64 Years
• Minimum Term  : 1 Year 6 Months
• Maximum Term : 6 Years
• Maximum Maturity Age : 70 Years
• Fixed Sum Assured : NRs.1000000
• Body Repatriation : Actuals up to maximum of NRs 100000
• Premium Paying Mode : Single

Other Conditions : The policy can be issued subject to verification of original passport & visa copies of the documents to be kept in the file.

Effective Date of Insurance : Date of commencement.

First Policy Issue Date :  26.02.2014