This Plan has two purpose, namely compulsory saving and financial help to family after untoward contingency. Not only that, the life assured can also take advantage of contractual amount (sum assured) and vested bonus after the term of the policy is complete during his life time. The plan has got provisions for nomination as well. This plan has got additional benefit of Accident Double benefit, Permanent total disability benefit and premium Waiver benefit after paying some additional premium. The salient features of the plan are as follows: