Surya life Insurance Nepal ::.

i) Accident Double Benefits

In case of death of life assured the Co. shall pay the double the sum assured to the nominee of Life Assured, if the life assured has taken this riders along with policy plan, as per conditions, after paying premium at the rate of Re 1/-per annum per thousand.

(ii)Accident Double Benefit (ADB), Permanent Total Disability (PTD) and Premium Waiver Benefit (PWB):

This rider is available after paying additional premium of Rs. 2/- per thousand per year in which the benefit of total disability and premium waiver after accident, if permanent disability has set in are given. If the life assured dies out of accident, then double the sum assured is paid to nominee.

The conditions are as follows:

i) Maximum Sum Assured for both of these riders is NRs. 400,000/- or basic sum assured which ever is lower.

ii) Maximum age of Life Assured, under both these riders, up to which benefits of riders are available is age 60(last birthday).